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  • Indexed Annuities S&P 500 WTF
    I guess it's time to vent a little. Why do companies and agents claim that the returns on these annuities are based off the S&P 500 with no downside risk? The company takes the money and invests almost all of it into bonds with only a small amount into options. With a cap of anywhere from 2-4 percent that is hardly S&P returns. According to Morningstar the S&P 500 had the following returns as of......
  • Indexed Annuities and DOL Law
    To sell this product, after the DOL law is implemented, will you need a securities license?...