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  • Help with Client
    I've got a client looking for life insurance that is going to be hard to find coverage on...but thought you guys might have some info Ohio resident On permanent disability from car accident Suffers from larynoplasms resulting from acid reflux, coughing, indigestion...this results in seizures Any chance of getting coverage?...
  • SSI Vs Social Security Disability
    Man seems like as soon as I think I have something figured out, I get more confused. As far as ACA is concerned, and included in MAGI: Tax Exempt Social Security Retirement Income = Included Social Security Disability = Included SSI = Excluded Right? I had one signed up for 2014. Her income was a job and her husbands was Soc Security retirement. She retired and got social security......
  • Disability and Taxes
    Has anyone ever seen a lump sum DI avoid federal taxes if transferred to tax sheltered product? Or is this unavoidable?...
  • Veteran 40% Disability Agent Orange
    Met a vet who is looking for some burial insurance. The VA is offering him 10K of ordinary life for $1,500 a year. Can I better this with any carrier? He is also looking at USAA for coverage. He is 75 years old. State of Georgia...
  • MAPD Plan to 54 Yo Due to Disability
    I'm a 54 yo who had been on Medicare since 2006. Upto this year ANTHEM BC offered a PPO plan in my area this year I had to switch to a MAPD HMO plan. Unfortunately my agent recommended Humana Gold plus plan. I communicated to him that continuing with my treatments with my specialist were of utmost importance during plan selection and comparisons. We simply searched for my specialists in......
  • Disability Without Income Docs
    I deal with a lot of self employed. What they bring in and what they show are two different ball games. I know Mutual Of Omaha will offers a plan for under 3K does anybody else?...
  • Disability Limits Question
    I'm from New York, and looking to find out about any legal limit on the amount an individual can receive through a disability policy? For example, can a guy collect on Workers Comp, an individual DI policy, and his employer's group DI policy, even if those claims pushed him far over his pre-disability salary? Can he collect, say, 180% of his gross salary through DI? I know that insurance......
  • Disability Limits Question
    I'm from New York, and looking to find out about any legal limit on the amount an individual can receive through a disability policy? For example, can a guy collect on Workers Comp, an individual DI policy, and his employer's group DI policy, even if those claims pushed him far over his pre-disability salary? Can he collect, say, 180% of his gross salary through DI? I know that insurance......