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  • Disability Without Income Docs
    I deal with a lot of self employed. What they bring in and what they show are two different ball games. I know Mutual Of Omaha will offers a plan for under 3K does anybody else?...
  • Disability Limits Question
    I'm from New York, and looking to find out about any legal limit on the amount an individual can receive through a disability policy? For example, can a guy collect on Workers Comp, an individual DI policy, and his employer's group DI policy, even if those claims pushed him far over his pre-disability salary? Can he collect, say, 180% of his gross salary through DI? I know that insurance......
  • Disability Limits Question
    I'm from New York, and looking to find out about any legal limit on the amount an individual can receive through a disability policy? For example, can a guy collect on Workers Comp, an individual DI policy, and his employer's group DI policy, even if those claims pushed him far over his pre-disability salary? Can he collect, say, 180% of his gross salary through DI? I know that insurance......
  • Disability Insurance for Hands
    I have a physical therapist in Arlington TX that is wanting a policy on her hands. If you can help please let me know and I'll pass along your contact info to her....
  • What's You Go-to Company for Under 65 Disability Supps?
    I have a 42yr old male on disability looking at all his options. With a medicare sup, who do you use that has the cheapest rates? I'm in Indiana. Thanks....
  • Key Person Disability Coverage
    Posted a new article (link below) about key person disability coverage written by Ted Tafaro, President and CEO of Exceptional Risk Advisors. Article includes a couple of case studies that illustrate the need for this coverage that can arise when private equity firms buy companies. Have you ever placed key person DI, and if so, how did it come about? Did the client also secure key person life......
  • Issues with Potential Disability Claim if Not (currently) Earning Salary??
    Background: Early 40s law partner at amlaw100 firm, earning mid 6-figs. have had Mass Mutual Radius IDI (with own-occupation rider, benefits to age-65) for past five years. A "mid-life crisis" finds me leaving big-law to start my own firm; not planning on taking any salary for the first year or two: living off savings and plowing all revenue into growing my firm. Question: if anything......
  • Individual Disability Insurance
    Which company in Florida provides the best individual disability insurance.Please give your ideas...