Latest in Group Disability
More Articles >>
Group Disability Forums Topics
  • Draft Date(s)
    I have been running into folks who get their SS or Disability direct deposited on the 3rd wednesday of the month. What's the best day of the month to draft for someone who get's their money on that timeline ?...
  • Medicare Disability for 93 Months After Getting Job?
    So I have a prospect that is 60 years old and has Medicare disability and Medicaid. He recently got a job, and will be losing Medicaid (so now he has to pay the $104/mo), but also got a letter from CMS saying that if he continues to work, he will lose his Medicare disability after 93 months. My reaction naturally was :err: He obviously has nothing to worry about because in less than 93......
  • MA Lead in Virginia for a 25 Year Old on Medicare for Disability
    Hey everyone, I have a person who contacted me over the weekend looking for a Medicare Advantage policy (he would prefer a Med supp, but due to age and location, no carriers offer one). He's 25 and is on Medicare due to cerebral palsy. He can communicate fine (his e-mails are very well written), but his speech is somewhat impaired due to the medical condition. There is no power of attorney......
  • What Company Still Offers Accident with Short Term Disability?
    I Have an Allstate Accident/Disability plan. They no longer offer it. Does anyone?...
  • Disability and Tax Question in MICHIGAN!
    If an employer pays for an employees DI Policy, I do know that the benefit should be taxable when it comes time for a claim. But, I am a little confused. What if an employer doesn't get a tax benefit by paying for it, is the employees benefit still taxed? I have a client who wants to pay for his two employees DI policies. Is there a way around the benefit being taxed if the employer is......
  • Disability Affects of FE Insurance
    Is their really any concern for people who are on ss disability to take out fe insurance? Can they lose their disability payments? What about housing affects?...
  • LT Disability Question
    I have a prospect who works in a manufacturing plant running one of the machines who is looking for LT DI. A couple carriers I checked with MoO and ON will only go out to 5yr benefit period, based on job class (skilled worker/light machinery). Will anyone go beyond 5yrs? He's 36 now, his bank gave him a quote for 5yr, 10yr, and to age 65. Not sure who they are quoting. He wants to go longer......
  • Taxable Status, Employment Disability Income, how to Confirm
    Accountant for the client says bring end of year form for the disability payments. Their other income is SSDI, which does count as income for subsidy. Would prefer to have good answer before issuing policy, as cost sharing in addition to monthly premium would vary quite a bit. Any input on how to determine whether to count work disability is helpful. Some clients say it's not part of MAGI at all......