Group Disability
Group Disability Forums Topics
  • What's You Go-to Company for Under 65 Disability Supps?
    I have a 42yr old male on disability looking at all his options. With a medicare sup, who do you use that has the cheapest rates? I'm in Indiana. Thanks....
  • Key Person Disability Coverage
    Posted a new article (link below) about key person disability coverage written by Ted Tafaro, President and CEO of Exceptional Risk Advisors. Article includes a couple of case studies that illustrate the need for this coverage that can arise when private equity firms buy companies. Have you ever placed key person DI, and if so, how did it come about? Did the client also secure key person life......
  • Issues with Potential Disability Claim if Not (currently) Earning Salary??
    Background: Early 40s law partner at amlaw100 firm, earning mid 6-figs. have had Mass Mutual Radius IDI (with own-occupation rider, benefits to age-65) for past five years. A "mid-life crisis" finds me leaving big-law to start my own firm; not planning on taking any salary for the first year or two: living off savings and plowing all revenue into growing my firm. Question: if anything......
  • Individual Disability Insurance
    Which company in Florida provides the best individual disability insurance.Please give your ideas...
  • What Are the Attributes for a Good Disability Insurance Plan?
    If you know then let me know about the attributes for a good disability insurance plans....
  • Disability Insurance for Agents
    Hi, I need to find a company to write/buy myself DI. I understand the elimination period (90, 180 days...) but having only been actively selling in the Insurance industry for about two years how do you determine your monthly benefit? My tax records don't show a lot of actual net income yet due to marketing expenses and other write-offs. What do the companies look at to see what you are able......
  • 23 Year Old Disability Income / Final Exp
    I had a 23 year old male smoker referred to me. He gets his check for bipolar / schizo yet takes no meds. Obviously I have my own opinion about these disability hounds but that's a different issue. On the Trans 0-44 app they ask occupation... Anyone run into this ? He just wants a 10k plan for $20 ish per month I'm not sure if Trans will accept this case or not ? Uhl is 25 and over age......
  • 53 Yr Old Male on Disability
    I have a potential client who is a 53 and received medicare in January. He became disabled last year. He cant afford a med supp. I was wondering if he can get a medicare advantage? If so can he get it now using an SEP or does he have to wait till open enrollment in October? Thanks for you help....