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  • Did You Know You Can Reimburse Your Employees for Individual Health Insurance?
    Hello everyone, With new healthcare reforms and group health insurance rates that have increased quite a bit in the last 15 years or so, did you know that you have the option to reimburse your employees for individual health insurance? It seems too easy, and really it is. Basically, what it comes down to is this: cost and control. When you have your employees purchase individual health......
  • Individual Health Plans Going South Fast...But Why?
    Why is it that health insurers are making so many _unwelcome_ changes to Individual Health plans all across the nation? For example... Our BCBS is making these 3 plan modifications all at once, on January 1, 2016. But only to Individual Health plans. Not to Small Group plans.. 1. Raising Premiums in IL by an average of 31%. 2. Reducing the Medical Network PPO participation of......
  • Individual Health Agent Needed - Sarasota, FL
    I moved to Sarasota, Florida from Michigan and need health insurance for me and the wife. Looking for either a recommendation for someone who can help me, or PM me directly. Thanks....
  • Snowbirds and Individual Health Insurance
    Hello, I'm Charles and new to this forum. My wife and I are approaching 60, out of the labor market and we're having some difficulty finding an individual health insurance plan that fits my situation. I spend roughly equal time in Washington State and Arizona. Currently we have a PPO plan from a major insurer AZ that works OK in AZ but we find ourselves out of network the half the year we......
  • Individual Health Application Fee
    Yesterday I started charging clients a fee for enrolling them in an individual health plan. (the commissions dropping, and the application process is taking longer, need to repay WBE fees, etc.) If a client or prospect calls and wants me to research/enroll them into an indy health plan I let them know upfront that there is a health insurance consultation/enrollment fee of $25/individual and......
  • Individual Health Carriers Losing Massive $$$
    I have a big enough book of individual health in Washington State I get invited to events with top executives. That being said, the carries in WA are losing massively more money than they are willing to admit...they keep their mouths shut since they make 10X on Group Policies! It was surprising to hear a top executive mention in a round about way that they are considering eliminating......
  • Selling Individual Health by Phone
    I am looking at an opportunity to sell individual health insurance by phone I have not been in the individual health market for some time; have been in other L&H fields This agency sells a lot of Short Term Medical between open enrollment seasons. Regardless of whether the client qualifies for a special enrollment, if they qualify for a plan medically, they save so much money on premiums that......
  • GA Bill Proposes Floor for Individual Health Commission
    4% Bill sets minimum commission for health insurance agents | www.ajc.com (http://m.ajc.com/news/news/state-regional-govt-politics/georgia-house-sets-minimum-commission-for-health-i/nqXKT/)...