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  • Life Insurance W LTC
    I have a client that is interested in a life insurance policy that has a ltc covg component built in. Any suggestions as to what products are good? I've looked into Lincoln's Money Guard 2... seems like a decent product and from what I've read seems to have some good features. She's 66, probably std n/t. Not sure of the annual premium amount yet... probably somewhere in the $5k-$7k range.......
  • Texas 30-Year Term Life Insurance
    Hi Guys, Can somebody provide me with a link to rates for Texas 30-Year Term Life Insurance from literally any insurance provider? I'm looking for something like these PDFs: vchfs-com/NAM-2916.pdf vchfs-com/ING_UW_Guide.pdf...
  • RIA Goes Cold Turkey on Life Insurance
    An RIA that offers financial planning and wealth management has decided to no longer sell insurance of any kind. He’s only (passively) sold 2 or 3 life insurance policies per year for the past 7 years, but now says he will refer all life insurance prospects to one of his life insurance agent clients. He mentions 2 reasons for doing this: “[I]First, because doing so prohibits me from holding......
  • Cold Call B2B Life Insurance
    I use to cold call business owners and got great results. I also use to have a really good leads guy who only did life insurance for business owners. He went out of business even though his leads were very solid and lately I feel a bit rusty. Any ideas for a great script would help me greatly!!...
  • Erie Life Insurance
    I have an insured with a preexisting condition that will get worst over time. Currently we have applied for insurance and 12 of 13 major carriers have rejected him. I am going to suggest a 10 pay whole with the carrier the accepted him. The Insured can afford the premiums. The insured is looking for an additional $1m in coverage. However, he has an old, convertible, 500k erie term life......
  • Senior Life Insurance
    I requested info from a TV commercial I saw one night, as I usually do when I see some company pushing FE. When I got it in the mail, it was from Senior Life Insurance company out of GA. Their rates are rock bottom low as hell. I can't find anything bad about them or a way to beat their prices. Does anyone have any experience or information on this company? It's an immediate benefit.......
  • A Life Insurance that Pays Out Over Time?
    I beleive Kansas city life has it where you could set it up like that. Does anyone know of any other companies that would offer this....
  • Difference of Life Insurance
    Dear all! I truy to find out difference between life insurance of Viet Nam and other country. Any one can help me? Tks! ---------- Any one can help me? Please!...