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  • Life Insurance Update - October 2014
    Life Insurance Update (October 2014) - YouTube...
  • Life Insurance Chargebacks, Industry Standard?
    Farmers New World life came out with Increased commissions and the cavet was that they will charge back "earned commissions" if the policy lapses within the first 13 months... I was told this is industry standard... IS IT? This would be like I sell a 1 yr auto policy and the insured cancels and I get charged back the full commission instead of just the months advanced that were not......
  • Overcoming Objections While Selling Life Insurance
    Here is a 4 minute video that I thought might be of interest to agents on the forum about Overcoming Objections While Selling Life Insurance that covers 1. We can’t afford it 2. I need to think about it 3. I have group insurance at work Stellar Prospects - Overcoming Life Insurance Objections (http://stellarprospects.com/overcoming_life_insurance_objections_31.html) What's your view......
  • A Person I Know that Works Under Primerica is Selling Me Life Insurance
    Hi there, I'm new to this forum and I'm basically clueless about life insurances. I joined this forum because I want to get educated in everything about life insurance. So this person (not a friend, just someone I know) came to me and is trying to sell me Primerica's life insurance. Everything that he says sounds great, he tells me how Primerica is the best life insurance out there and that......
  • Optimal Conditions for a Life Insurance Co
    I have tried to answer this question in my head but I am unsure of the answer. So what is the optimal economic environment for a life insurance co? Of course this will depend on the company but since these companies are highly regulated it would make since that some conditions are better than others. Right now we are in a low interest rate environment which means a couple things; bond......
  • Life Insurance Vs Investment Account
    Hi everyone! I'm new to this forum but I have a few things to bring to your attention to those who are thinking of purchasing insurance and to the brokers who sell these products. First I'd like to say that LIFE insurance should solemnly be used to protect your income if God forbid something were to ever happen to you. In my years experienced as an agent I will never sell WL or UL products to......
  • Life Insurance Letter to New Home Buyers
    Does anyone have a template for a life insurance letter to new home buyers, we are selling a ton of homeowners policies and I am looking for away to prospect to these new clients. thanks let me know...
  • Life Insurance Loans in Retirement
    Is it possible to use life insurance loans to fund or partially fund retirement indefinitely? I'm trying to think of a scenario in which the policy cash value is growing by an amount greater than what I would borrow. I would appreciate it if someone has a strategy or a link with some information....