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  • Question About FMO/Term Life Vs FE
    Hi, I am seriously thinking about getting into the insurance business. Specifically I want to get into FE and Term life. First and foremost: I am trying to figure out what is in it for an FMO (Final Expense Contracting looks awesome but I'm trying to figure all of this out)? Do they get a cut of commission? What is the difference between going through an FMO and working directly with the......
  • Agent Needs Good Company for Term Life
    Im looking for a good term life insurance company with a good contract any suggestions ?????...
  • $150K Term Life - No Medical Exam
    Hi Guys, I live in Texas (45 y/o male) and am looking for a very simple $100K - $150K term life 30 year life insurance policy. I don't want the monthly rate to ever change and forget what that is called. Are there any products out there like this that will *not* require me to prove income and that *won't* require a blood test or exhaustive health test (maybe just some simple questions......
  • 100% Term Life Insurance
    I am a new agent and looking to sell flat rate 30-year Term Life Insurance. My MGA has offered me 100% commission to start out with, which I'm happy with. My MGA mentioned that I would have potential to receive even higher % as I increase the volume of my policies sold, but he would not specify details. I'm therefore turning to you guys for some general feedback on this... What type of......
  • Texas 30-Year Term Life Insurance
    Hi Guys, Can somebody provide me with a link to rates for Texas 30-Year Term Life Insurance from literally any insurance provider? I'm looking for something like these PDFs: vchfs-com/NAM-2916.pdf vchfs-com/ING_UW_Guide.pdf...
  • Term Life Quote
    65 female non tobacco. Hbp, cholesterol. 25k policy. 66 male dips skoal. Hbp, cholesterol, cancer 7 years ago (been cancer free 7 years). 100k policy. 10 year and 20 year prices would be nice. Not sure if anyone will take the husband. Thanks in advance!...
  • Any Ideas on Term Life Recommendations?
    I have a woman who has a lot of whole life insurance through nationwide. She very much believes in Life Insurance and wants to get something else to have extra to give to her grandchildren but wants a term policy. My issue is she is 60 years old, has high blood pressure, high cholesterol and takes pills for diabetes (no insulin). While she told me this I thought to myself possibly Sagicor or......
  • Term Life Advance or No Advance
    Hello, I was just wondering if there Term Life Insurance with Advancements at 120%. I got a call Today from someone but have not called them back. Just wanted to get some info first, I live in Texas and have been selling Final Expense with some success. Thank you your info is appreciated. Happy new Year....