Whole Life
Whole Life Forums Topics
  • Should I Cancel My Whole Life Policy?
    I purchased 2 whole life policies from State Farm; one in 2009 then another in 2010. Each policy is for $25,000 and combined they cost me about $55/month. At the time I figured they would be a good "investment" because the lady that sold them to me said they would be :twitchy:.... I was 20 when I bought them and figured why not. But now I don't really see the need for them. I have a steady......
  • I Believe Whole Life/universal Life is a Waste
    I see people always talking about the benefits of a whole life policy, but all I see in whole life is a waste for people who don't have an income of over 250k/year. Sure you can get tax benefits with it, but the people who say its an investment have to be retarded. Everyone knows you can get a better return on the market if you invest properly, sure their are ups and downs but the returns at......
  • Sagicor Whole Life Rate Request
    Hey all, Our agency is primarily a P&C agency and our life insurance marketer doesn't have access to Sagicor rates. Can someone help with a Sagicor rate on a 46 year old male non-tobacco for $30,000. 5'7" 190lbs. Or, if there is another carrier priced competitively. Thanks in advance....
  • Guranteed Issue Whole Life Quote
    Hello All, I've got a 78 year old lady that had strokes in 2012 and 2013. She had no paralysis from the strokes, but she now walks with a walker. The only option I've come to (so far) is a guaranteed issue whole life policy. Premium comes to about $307/mo. $25k DB. They originally wanted $50k, but I don't know of anyone who will offer 50. Any other ideas or options? Cheers!...
  • Newbie Whole Life Questions
    Hi everyone! Hope you can give me some sage advice. My dad has a whole life policy through American General (AG). He opened back in 1958! I am the beneficiary. Face value is $25K. ETI coverage: approx $28K. RPU coverage: $26,850. My dad still sends them a check reliably every month. He has a $4K loan out against the policy. He did not know he had so much equity built up in the policy, and he is......
  • Joint Whole Life First to Die
    Anyone have any information on the new Assurity product?...
  • Huge Whole Life Policy
    I've got a well-to-do 63 y.o. NT client who's interested in buying 500K of WL. Any suggestions? I was thinking maybe Oxford Assurance One. Other ideas? Thanks guys!...
  • Big Whole Life Policy
    I've got a well-to-do 63 y.o. NT client who's interested in buying 500K of WL. Any suggestions? Thanks guys!...