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  • Florida Agents that Write Homeowners Policies
    If you are in Florida writing personal homeowners policies, or even commercial property policies we offer a great selling point for any agent or writer. You may be familiar that when they changed the wind mitigation form back in January 2012 many of your homeowners lost credit for their hurricane straps or better known as "the clip credit" because they only had 2 or fewer nails connecting them......
  • Homeowners Policy Cancellation Because Owner-occupied House Is "For Sale"
    I just received advice from my agent that my homeowners insurer will be sending me a cancellation notice because they have learned that my house is for sale. I have several problems with this, starting with the fact that my house is not for sale. Second, I understand the policy of nonrenewal or cancellation when a house is vacant (whether or not for sale) or ceases to become the insured's......
  • Cancellation of Homeowners Policy Because Owner-occupied House is "for Sale."
    Cross-posted this from Ask the Agents, sorry. I just received advice from my agent that my homeowners insurer will be sending me a cancellation notice because they have learned that my house is for sale. I have several problems with this, starting with the fact that my house is not for sale. Second, I understand the policy of nonrenewal or cancellation when a house is vacant (whether or not......
  • Homeowners - Hard to Place - Advice Requested
    I have a client who needs new insurance. However, she and her husband have bad credit. Had one claim in 2007 via CLUE and have a Pitbull in New York. Ace decided not to renew and I got them in with another company. For some stupid reason, they got into an argument with the inspector, so they inspector recommended against the risk. I then got them to another policy and now they are being......
  • Dog Bite - Canine Liability and Homeowners Help Needed
    Hello, I am a new member and I've been struggling with the best thing to do and where to go regarding our situation. Speaking with my homeowner's insurance and googling has only gotten me more and more confused. I hope that someone will be able to give me some general guidance. I appreciate it and thank you in advance! Here's our situation. We are CT residents, first time homeowners (only 2......
  • Monoline Homeowners in SC
    Good evening everyone. I am looking for a good monoline Homeowners carrier in SC. I had ASI but they are telling me that they are pulling my contract if I cant promise them 6 apps a month in production. I will need to replace them as a stand alone company. I use Safeco & Travelers as my other 2 standard carriers but want another option. I am Looking at St. Johns but know next to nothing about......
  • New Homeowners
    Does anyone know an easy way to find new home owners online? I think I read either online or in a forum that there was/is an online database. I just can't seem to find it....
  • Free Article and Webinar on Biggest Homeowners Change in 40 Years
    *ISO’s 2015 Landmark Homeowners Change* ISO has filed countrywide perhaps the biggest homeowners insurance change in at least 40 years. IF YOU SELL, UNDERWRITE, ADJUST, RISK MANAGE, TEACH, OR REGULATE homeowners insurance, YOU MUST READ THIS ARTICLE about this change. In fact, even if you work in commercial lines but you or someone you know OWNS A HOME, please READ this article. In addition,......